Tim Murray helps first-time homebuyers and self-employed borrowers across Guelph, Cambridge, Kitchener, Burlington, Oakville, Hamilton and the Niagara Region understand their options — and get approved with confidence.
Based in the Guelph area and working across the following communities.
Whether you're buying your first home or navigating income as a business owner, here's where Tim focuses.
Step-by-step education on pre-approval, down payments, closing costs and programs designed for first-time buyers.
Learn more →Specialized experience helping business owners document income and qualify for a mortgage that fits how they actually get paid.
Learn more →A second opinion on your renewal, or a refinance strategy to consolidate debt, access equity, or improve your rate.
Learn more →I got into this business because I saw how little most first-time buyers are taught about mortgages. You'll always understand the "why" behind my advice.
Having worked as a private mortgage lender, I know how lenders actually evaluate business-for-self applicants — and how to present your file well.
As part of Sherwood Mortgage Group, I have access to 50+ lending partners — giving you options, not a single bank's rate sheet.
From your first call to closing day, you're talking to Tim — not being passed between departments.
Tim Murray Mortgages operates under Sherwood Mortgage Group (Brokerage License #12176), a Toronto-based brokerage founded in 2008. This gives clients the personal, direct relationship of working with Tim, combined with access to Sherwood's established network of lending partners.
Visit Sherwood Mortgage Group →